FY 2025-26 • AY 2026-27
Income Tax Calculator – New Tax Regime
Salary vs Tax calculator with ₹75,000 standard deduction, Section 87A rebate, marginal relief and 4% cess.
1. Income Details
Enter gross salary, not CTC. If you only know CTC, use the CTC note below.
For example, taxable interest income. Do not enter special-rate capital gains/lottery income here.
Use only deductions actually permitted under the new regime, such as eligible employer NPS contribution where applicable.
Optional: employee PF, professional tax, insurance, etc. This is only for an approximate take-home calculation.
2. Tax Settings
New Tax Regime – AY 2026-27
₹0–4L: Nil • ₹4–8L: 5% • ₹8–12L: 10% • ₹12–16L: 15% • ₹16–20L: 20% • ₹20–24L: 25% • Above ₹24L: 30%.
₹0–4L: Nil • ₹4–8L: 5% • ₹8–12L: 10% • ₹12–16L: 15% • ₹16–20L: 20% • ₹20–24L: 25% • Above ₹24L: 30%.
Important: CTC is not the same as gross salary or take-home salary.
Employer PF, gratuity, insurance and other CTC components are not automatically
included in the in-hand calculation.
Your Tax Calculation
Gross Salary
₹0
Standard Deduction
₹0
Taxable Income
₹0
Total Tax Payable
₹0
Tax before rebate₹0
Section 87A rebate₹0
Marginal relief₹0
Surcharge₹0
Health & Education Cess @ 4%₹0
Monthly tax provision₹0
Estimated monthly salary after income tax₹0
Estimated monthly take-home after entered employee deductions₹0
Salary vs Tax – Quick Reference
The table below assumes the displayed amount is annual gross salary, standard deduction of ₹75,000, no other taxable income, no other deductions, resident individual and no special-rate income. It is not a CTC-to-in-hand table.
| Gross Salary | Standard Deduction | Taxable Income | Tax Before Relief | 87A / Marginal Relief | Surcharge | Cess | Total Tax | Monthly Tax | Monthly After Tax |
|---|
How the calculator works:
Gross salary → ₹75,000 standard deduction → taxable income → slab tax → Section 87A rebate where eligible → marginal relief where applicable → surcharge, if applicable → 4% Health & Education Cess.
Gross salary → ₹75,000 standard deduction → taxable income → slab tax → Section 87A rebate where eligible → marginal relief where applicable → surcharge, if applicable → 4% Health & Education Cess.
Disclaimer: This is an educational calculator, not a tax-return filing tool.
It assumes ordinary slab-rate income. Actual tax can differ because of capital gains,
dividends, special-rate income, losses, employer NPS, exemptions, reliefs, TDS,
surcharge rules, and other provisions.
For filing, verify the result with the official Income Tax Department calculator.
Source: Income Tax Department – AY 2026-27 tax slabs, Section 87A rebate, surcharge and cess provisions.
Source: Income Tax Department – AY 2026-27 tax slabs, Section 87A rebate, surcharge and cess provisions.
Posts
0 Comments
If you have any doubts, suggestions , corrections etc. let me know